With summer travel almost here, one of the most important things travelers should stay aware of is Hurricane Season and its unpredictability and ability to change current and future travel plans. While an insurance plan solely for the disruption of a hurricane is not available, purchasing a plan with coverage that protects the inconveniences that hurricanes can cause can be extremely beneficial. We wanted to offer some of the best tips dealing with travel insurance coverage and hurricane season that people might often overlook.
Purchase a Plan before the Hurricane is Named
One of the most common mistakes an individual can make while attempting to protect themselves as well as their travel investments during hurricane season is not purchasing a plan until they are aware of an upcoming storm. Waiting to purchase an insurance policy after hearing of a hurricane will not provide you with the coverage you need. We advise you to invest in a plan when you make your first deposit towards your trip.
Canceling a Trip for a Hurricane Warning is Not Valid
If your travel plans are nearing close and there are announcements of a hurricane warning that could possibly affect your travel plans or destination, a policy will not be able to reimburse your trip costs. A warning you see on the news or internet is not a valid excuse because it has not yet disrupted or altered travel plans and might never actually occur.
Purchase Cancel for Any Reason ?????????????????????????????????????
It is important to understand that purchasing a policy that includes the benefit of Cancel for Any Reason is the best way to make sure you are covered if you are worried about a hurricane. This benefit will allow you to cancel up to two or more days prior to your scheduled departure date for up to the maximum percentage of reimbursement of your non-refundable prepaid vacation costs.
Purchase Coverage No Matter Your Destination
Many people feel that if a hurricane is not in the destination they are traveling through or to, then they do not need to bother with investing in travel protection. Even if your travel plans do not involve the direct path of the hurricane, your plans could still be delayed, or you could miss your connection due to a hurricane changing airline or cruise departures elsewhere.
Read the Fine Print
One of the most important aspects of receiving the coverage you need with an insurance policy is to always read the fine print and understand the rules and regulations of the supplier. As long as you understand the restrictions and deadlines, you can be reimbursed costs if something unexpected does in fact happen.
Travel insurance during hurricane season is an important way to ensure your health, safety and travel costs due to extreme weather. Always remember, purchase your plan when you make your first trip deposit and you can be protected!